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LETTER OF INVITATION

Re: Invitation of Foreign investment

Hanoi food company was founded in July 10, 1957. Having developed for 50 years, our company has been focusing on the following fields: producing, processing and trading products such as agricultural food, fresh food, processed food, tinned food and drinks; hotel and entertainment business, real estate and interior equipment business, import – export of material, food, agricultural products, handicrafts and customer goods. Particularly, we have business as follows:

Young adults, 21 to 29 years old, will play a large role in shaping Vietnam’s small but growing retail-banking market. These young consumers are less wary of borrowing, likelier to use remote channels, and more open to foreign banks than are their elders. And on most banking-related issues, the generation gap in preferences and attitudes is larger in Vietnam than in the 11 other Asian markets we examined as part of a study involving about 13,000 urban banking consumers across the continent.